| 9-6 金融机构人民币存贷款基准利率 | |||
| Benchmark Intetests rate of RMB Deposit and Loan for Financial Institutions | |||
| 单位：年利率 % | |||
| 调整时间 | 金融机构存款基准利率 | 金融机构贷款基准利率 | 中央银行对金融机构贷款基准利率 |
| Adjust Time | Deposit | Loan | Loan |
| 1978 | 3.24 | 5.04 | |
| 1980 | 3.96-5.76 | 5.04 | |
| 1985 | 5.40-7.20 | 3.60-7.92 | |
| 1990.01.01 | 11.34 | 11.34 | |
| 1990.04.15 | 10.08 | 10.08 | |
| 1990.08.21 | 8.64 | 9.36 | |
| 1991.04.21 | 7.56 | 8.64 | |
| 1993.05.15 | 9.18 | 9.36 | |
| 1993.07.11 | 10.98 | 10.98 | |
| 1995.07.01 | 10.98 | 12.06 | |
| 1996.05.01 | 9.18 | 10.98 | 10.98 |
| 1996.08.23 | 7.47 | 10.08 | 10.98 |
| 1997.10.23 | 5.67 | 8.64 | 9.36 |
| 1998.03.25 | 5.22 | 7.92 | 7.92 |
| 1998.07.01 | 4.77 | 6.93 | 5.67 |
| 1998.12.07 | 3.78 | 6.39 | 5.13 |
| 1999.06.10 | 2.25 | 5.85 | 3.78 |
| 2002.02.21 | 1.98 | 5.31 | 3.24 |
| 2004.03.25 | 1.98 | 5.31 | 3.87 |
| 2004.10.29 | 2.25 | 5.58 | 3.87 |
| 2006.04.28 | 2.25 | 5.85 | 3.87 |
| 2006.08.19 | 2.52 | 6.12 | 3.87 |
| 2007.03.18 | 2.79 | 6.39 | 3.87 |
| 2007.05.19 | 3.06 | 6.57 | 3.87 |
| 2007.07.21 | 3.33 | 6.84 | 3.87 |
| 2007.08.22 | 3.60 | 7.02 | 3.87 |
| 2007.09.15 | 3.87 | 7.29 | 3.87 |
| 2007.12.21 | 4.14 | 7.47 | 3.87 |
| 2008.09.16 | 4.14 | 7.20 | 4.68 |
| 2008.10.09 | 3.87 | 6.93 | 4.68 |
| 2008.10.30 | 3.60 | 6.66 | 4.68 |
| 2008.11.27 | 2.52 | 5.58 | 3.60 |
| 2008.12.23 | 2.25 | 5.31 | 3.33 |
| 2010.10.20 | 2.50 | 5.56 | 3.33 |
| 2010.12.26 | 2.75 | 5.81 | 3.85 |
| 2011.02.09 | 3.00 | 6.06 | 3.85 |
| 2011.04.06 | 3.25 | 6.31 | 3.85 |
| 2011.07.07 | 3.50 | 6.56 | 3.85 |
| 2012.06.08 | 3.25 | 6.31 | 3.85 |
| 2012.07.06 | 3.00 | 6.00 | 3.85 |
| 2014.11.22 | 2.75 | 5.60 | 3.85 |
| 2015.03.01 | 2.50 | 5.35 | 3.85 |
| 2015.05.11 | 2.25 | 5.10 | 3.85 |
| 2015.06.28 | 2.00 | 4.85 | 3.85 |
| 2015.08.26 | 1.75 | 4.60 | 3.85 |
| 2015.10.24 | 1.50 | 4.35 | 3.85 |
| 2015.11.05 | 1.50 | 4.35 | 3.50 |
| 注：本表数据由中国人民银行提供。 | |||
| Note: Date in this table are provided by People's Bank of China. | |||